Your Puppy Payout Analysis
Puppy Love is PRICELESS but it does come with a COST!
My most valued treasures are my animals (one shetland sheep dog (Gabe) and two cats (Rex and Sienna). They are also quite the investment!
For many, the decision to adopt or purchase a dog is an impulsive one with disregard to financial implications. There are upfront costs associated with bringing a dog into your home as well as on-going monthly and annual costs that add up if you are not budgeting correctly.
Raising and keeping a dog is a financial responsibility that needs to be thought out carefully. I have provided a re-cap on all the “what I deem necessary” expenses when determining your financial means as you consider getting a dog.
- The cost of your puppy is usually not your biggest expenditure though purchasing from a breeder can run you several hundred if not thousands of dollars. Rescuing a dog is much more budget friendly, and you can feel good that you may have very well saved your dog’s life. I also believe that rescue dogs are a bit more appreciative of their owners due to the challenges they have faced in finding a fur-ever home. Many rescues cover shots and spay/neutering expenses with the adoption which is a big money saver.
- One of the biggest expenses in getting a puppy (or dog of any age) is the cost for dog training, and it is well worth it! So many dogs end up in shelters due to the fact that their pet parent didn’t invest in addressing behavior issues and proper dog training. Dog training is a time and money investment that some people aren’t willing to make and many times results in the dog being sent back to the shelter. If you invest in proper dog training, within a year, you will have a well-adjusted, well-balanced and well-mannered family member. I have also included on-going dog training in my yearly budget because I believe all dogs can brush up on their skills whether that means more advanced obedience work or a tricks class! You can sign up for my dog training classes located at Wolfgang’s Pet Stop in the Central West End by calling 314.367-8088. Check this page for the class schedule. Private sessions are also available.
- Doggie daycare and dog walking is a big expenditure that is critical when caring for a puppy especially for those pet parents who work long hours. I can’t speak enough about how many dogs I have worked with who have behavior issues driven by the fact they are crated all day and not given the exercise or socialization opportunities they need. Giving your dog an exercise outlet and play time with other dogs is critical for their emotional well-being. If you don’t have the time to do this, it is time to call in support resources. My recommendations in St. Louis are St. Louis Dog Walkers for walks, Kamp K-9 day care for larger/more active dogs and Wolfgang’s Pet Stop day care for smaller/less active dogs. Also, invest in a dog park membership. There are great ones throughout the St. Louis area.
- Grooming is another big expense that some people under estimate. If you are on a budget, adopt a “wash and wear” dog that doesn’t require trims. If you do choose a dog that requires regular grooming, then regularly groom your dog (sounds simple right?). Brushing and caring for your dog’s coat is time consuming but necessary. If a dog’s coat is maintained well, the cost of grooming goes down. My goto in St. Louis for grooming is Wolfgang’s Pet Stop.
- Food is another big monthly expenditure. If you are investing in proper nutrition for your dog, this will result in good overall health saving money on vet bills in the long run.
- There are some surprises on the list like carpet cleaning! Puppies have accidents and dogs can track in dirt. Put money in the budget for bi-annual deep cleaning carpet services.
- Annual check-ups and shots are included in the budget but what is not is unexpected vet care. Accidents happen. Dogs get sick. Dogs get old and require extra care. All this vet care is costly. So, it is important to have savings in case some health concerns arise. I suggest a $1,000 reserve in case of an emergency. You don’t want to have to make a vet care decision for your dog based on lack of funds.
Treats, chews, toys, heart worm and flea and tick medication . . . it all adds up! Being a responsible pet owner requires a strict budget, and it is worth every penny! You can’t put a price on the unconditional love, loyalty and pure joy you get from having a dog, but you can definitely plan, budget and be thoughtful with the expenditures for your new furry family member.



